Experts from Quotezone.co.uk are urging drivers to regularly clear leaves and debris from their cars or risk facing fines for driving with restricted visibility.

Autumn has arrived in the UK and trees have started to drop leaves, which can be a beautiful sight to see but it can also create hazardous driving conditions.

Autumn conditions create real dangers for motorists, as driving with an unclear windscreen can be treacherous.

The Highway Code states that windscreens and windows must be kept clean and free from obstructions to vision. Anything in the Highway Code that is labelled as a 'must' is a legal requirement, if drivers disobey these rules they are committing a criminal offence.

Motorists driving without having a full view of the road can be issued with a £100 on-the-spot fine and three penalty points. If the penalty is challenged in court, the fine can reach up to £1,000.

Breaching the Highway Code can also invalidate car insurance which can result in significant financial loss in case of an accident.

Wet fallen leaves can also present a skid hazard on the roads – they also camouflage potholes and debris which could cause costly damage to the car. Drivers are warned to take extra precautions when driving in the colder months to help avoid these seasonal hazards.

Alongside clearing leaves from the windscreen and windows, drivers should also make sure to regularly check for leaf debris in the windscreen water squirters and under the bonnet, as it can cause blockages which may lead to costly repairs.

It's especially important to remove wet leaves, as they can damage the vehicle's paintwork and cause rust if left for too long. This is because wet leaves can cause acidic tree sap to bond to the car's surface.  Car insurance is unlikely to cover claims for damages if the vehicle is not properly maintained.

Greg Wilson, Founder and CEO of Quotezone.co.uk said: "Autumn has arrived and for drivers this could mean all sorts of new issues behind the wheel. Fallen leaves and debris in particular have the potential to cause dangerous conditions on the road.

"Clearing the leaves usually only takes a few moments, but when drivers are in a rush, some don't consider it a priority and end up driving with an obstructed view.

"It may not seem like a serious violation, however, driving without having a full, clear view of the road ahead can increase the likelihood of accidents as drivers may not be able to spot potential dangers early enough to react.

"Not only could this result in a hefty fine and penalty points, but it also poses a serious risk to both the driver and other road users.

"It's also worth remembering that neglecting this simple task could invalidate your insurance - if you're involved in an accident, insurers may argue that driving without a clear view is in breach of the Highway Code and therefore a criminal offence, leaving you liable for any damages.

"Other autumnal dangers are blockages under the bonnet and damaged paintwork which can lead to costly repairs if not addressed promptly.

"It's sensible to review where you keep your car overnight, trim back overhanging branches and allow yourself time to check and clean your car before setting off."

Quotezone.co.uk helps over 4 million drivers in the UK every year find savings on all sorts of motoring products such as van, courier and motorbike insurance.  CompareNI.com can help drivers living in Northern Ireland.